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Mortgage Talk with Rob Jennings
Bank Offering Early Mortgage Renewal? Read the Fine Print First
I’ve been getting calls from clients who sound confused.Their bank called them. Six months before their renewal date. Offering to lock in a rate early.The pitch sounds helpful. “Rates might go up….
Renewal Ready: The Newfoundland Homeowner’s Mortgage Playbook
I’ve been watching something unfold in the Canadian mortgage market. Most homeowners don’t realize it’s happening.The turning point is here.After two years of anxiety about mortgage renewals and…
Variable Mortgages Rise in 2025, But Fixed Still Wins: Your Step-by-Step Guide to Choosing Wisely
I’ve watched the mortgage market shift more in the past 18 months than in the previous decade combined.The Bank of Canada dropped its benchmark rate to 2.25% from a high of 5.0% in June 2024. The…
The Hidden Mortgage Killer Sitting in Your Wallet
You check your credit score. Looks solid.You’ve saved your down payment.Your income looks good on paper.Then the lender tells you you qualify for $150,000 less than you expected. What happened?Your…
What the Bank of Canada’s Rate Hold Really Means for Your Mortgage
Last week, the Bank of Canada held its overnight rate at 2.25%. The headlines declared stability. Economists lined up to predict more of the same through 2026.But here’s what those headlines won’t…
Unlocking the Local Advantage: How Newfoundland Expertise Enhances Your Mortgage Experience
Jennings & Associates offers expert, community-focused mortgage solutions in Newfoundland, leveraging local market knowledge and personalized support to simplify and enhance your home financing experience.