Build your Financial Future on a Strong Foundation

First Time Home Buyers

Jennings & Associates - Your Trusted Resource for First-Time Home Buyers in St. John's NL

Here at Jennings & Associates, we understand that being a first-time home buyer can be a daunting experience. That’s why we offer specialized mortgage services to guide you through every step of the process. With our team of experienced mortgage brokers, you can rest assured that you’re in capable hands. At Jennings & Associates, we pride ourselves on offering the best mortgage rates in St. John’s, NL. We work closely with you to understand your unique needs and help you secure a mortgage that suits your financial situation. We aim to make buying your first home as smooth and stress-free as possible.

Canadian Mortgage Professionals - 2025 Top 75 Mortgage Brokers

Jennings & Associates BBB accredited business profile

BBB
RATING: A+

Best Mortgage brokers in St Johns

BBB
RATING: A+

Canadian Mortgage Professional - Top 75 Brokers 2024

You shouldn’t have to make this foundational decision alone

We’ve helped hundreds of first time buyers find the right loan for their unique buying situation. With Jennings & Associates, you’ll get the best rates and the guidance of mortgage experts. All at no added cost to you.

Buying your first home can be stressful and intimidating. With the help of a mortgage broker, you’ll have peace of mind, knowing you’ve made the best decision for you and your family.

Jennings & Associates is a leading provider of East Coast mortgages. Our team is dedicated to helping first-time home buyers navigate the property market. We understand the nuances of the local market, ensuring you get the most bang for your buck.

WHY DO I NEED A MORTGAGE BROKER?

Here are some of the benefits of working with Jennings & Associates

A mortgage broker is your guide in the complex world of property buying. At Jennings & Associates, our brokers leverage their knowledge and connections to secure the best mortgage rates for you. We believe in transparent communication and keep you informed at every step, making us the preferred choice for mortgage services in St. John’s, NL. For more information, reach out to us at 709.743.4085. Trust Jennings & Associates to make your first-time home-buying experience a memorable one.

The Best Loans and Rates

We have access to lenders and rates beyond what a bank offers. We ensure that you truly know all your lending options.

Save the Most Money

The best purchase is not always at the lowest rate. We help you navigate all your options and avoid hidden fees, so you get the best possible deal.

A Team Working for You

Our services are free to you, since we are paid by the lenders. We’re here to get you the best deal possible on your first home.

Jennings & Associates East Coast Mortgage Brokers
Excellent
Based on 104 reviews
BEST MORTGAGE BROKER IN NEWFOUNDLAND!

…This was the search term I typed into ChatGPT when my mortgage was coming up for renewal: “FIND ME THE BEST MORTGAGE BROKER IN NEWFOUNDLAND!”

Immediately, Mortgage Broker- Rob Jennings- of EAST COAST MORTGAGE BROKERS came up as #1, Top-Rated, Most-Trusted with Exceptional Results and Service.

When I shared this with Rob on my first intake call, he chuckled and said “Well, I better not disappoint then!”…

From that day forward, Rob and his incredible team went above and beyond to make the process not only seamless but genuinely easy to understand and wonderfully stress-free.

Rob took the time to understand my short and long-goals and dreams, with my current home and vision for the future. He walked me through every detail with patience and clarity, and fought INCREDIBLY HARD to get me the very best mortgage scenarios and offers for me and my fiancé Ernest.

His communication was next-level — from ease of texting (my preferred for quick responses), to detailed calls with follow up emails with clear information and guidance, and constant reassurance every step of the way.

What really sets Rob apart is his amazing positive “can do” attitude, and he genuinely cares about his clients and will work hard for you.

His professionalism, honesty, and expertise made all the difference — I truly felt supported from start to finish by him and Tina March and his extended team at ECMB.

If you’re looking for someone who will treat you and your mortgage as if it’s thier own, Rob Jennings’s and his team at East Coast Mortgage Brokers are for you.

Thank you for making the entire process an exceptional experience…and for keeping that ChatGPT promise of being the “BEST MORTGAGE BROKER IN NEWFOUNDLAND!”

Sincerely,

— Beth-Anne Perry & Ernest Power
Humber Valley Resort, NL
I have had the pleasure to have Rob Jennings handle my first mortgage 12 years ago. I continue to count on and trust Rob’s expertise in finding me the best rates and recommendations going forward.
Exceeded our expectations and help as a mortgage broker. You made the process easy and were very supportive. Any questions we had over the years you were always there to help. Thanks! - Matt & April
Rob Jennings went above and beyond to help us get our mortgage 12 yrs ago. I would recommend Jennings and Associates- East Coast Mortgage Brokers to anyone trying to get a mortgage.
They kept us well informed every step of the way and everything went very smoothly with their help.
Choosing Rob as my broker was a great decision. Buying a house can be a stressful time and getting the right mortgage is such a key factor and Rob made the experience simple and stress free. Everything was explained and laid out in a very straightforward manner and helped find the correct solution for me and my needs. I would not hesitate to recommend him to anyone I knew and will certainly go back to him for all future mortgage needs.
Rob is amazing! He knows his stuff. He is fabulous to deal with. He founds great rates in a quick time period. I will continue to use Rob Jennings services.
They've helped me get a mortgage and helped again with a refinance. Highly recommend them! 🙂

Let’s Get Started

Your Mortgage is in Good Hands

  • Step #1 – Schedule an Appointment
  • Step #2 – Find the Right Loan
  • Step #3 – Get Approved

Buy your Home with Confidence

About to buy your First Home?

For most people, their home is the biggest financial decision they will ever ever make. We know the buying process can be intimidating. What if you get stuck in the wrong loan? What if you get hit with unexpected fees or penalties?

You don’t have to figure it out alone. With a mortgage broker, you’ll have expert guidance throughout the process.

We’ve helped hundreds of buyers just like you, and it is our mission to ensure that you get the best loan for you and your family.

Don’t buy your first home on your own

Close the deal on the right home with the expert guidance of a mortgage specialist.

First Time Home Buyers

Debt Consolidation

Refinancing

Mortgage Renewals

CONTACT:

709.300.4518

HOURS:

Monday – Friday

9am – 5pm

OFFICE:

141 Torbay Rd.

St. John’s, NL