Manage Your Debt with Expert Financial Guidance

Debt Consolidation

Are you struggling with debt?

We have over 16 years of experience helping people use their mortgages to free up their finances. Our mortgage specialists regularly help clients save money by bringing debt (from credit cards or other mortgages) under one low interest rate.

At Jennings & Associates, we get to know your unique financial situation, and help you develop a plan to meet your needs and save you money.

Canadian Mortgage Professionals - 2025 Top 75 Mortgage Brokers
Jennings & Associates BBB accredited business profile

BBB
RATING: A+

Best Mortgage brokers in St Johns

BBB
RATING: A+

Canadian Mortgage Professional - Top 75 Brokers 2024

Why do I need a mortgage broker?

Here are some of the benefits of working with Jennings & Associates on Debt Consolidation

 

Lower Credit Card Payments

Pay Less Interest

Credit cards usually have high interest rates. But through a well-planned mortgage, many people are able to consolidate that debt under a much lower mortgage interest rate. 

Pay Off More Principal

Jennings & Associates East Coast Mortgage Brokers
Excellent
5.0
Based on 115 reviews
John Blackmore
17 hours ago
You are in good hands with Scott Hynes.
rbc consult
21 hours ago
Took the time to explain all our options and made sure we understood:)
Jillian Furey
3 weeks ago
Recently had the pleasure of working with Andrew on the refinance of our home. His support determination and professionalism during the entire process was absolutely amazing. He was always available when a problem popped up and to lend his advice and lead you perfectly through an otherwise stressful process. Andrew is amazing to work with he will do everything he can to help you with whatever you need and make sure things get done efficiently and professionally!
Kelly Gosse
2 months ago
I dealt with Scott Hynes and this was my first time using a broker. I would highly recommend. Very informative, super responsive, patience ++ as I had a lot of questions, an overall great experience. I would definitely choose them again next time my mortgage needs renewal. 10+ rating for sure. Can’t thank Scott enough for all his help through this process. Fantastic service all around!
Corey Lynch
2 months ago
I was fortunate to work with East Coast on my initial mortgage and my recent renewal. Scott handled our renewal and listened closely to ensure he presented us with the best options. We felt supported and the tone and care made a potentially stressful experience as enjoyable as possible. If would recommend this brokerage in a heartbeat.
Keri-Anne
3 months ago
December 1st we moved into our forever home with HUGE thanks to Andrew Knee! He was able to do what we thought was impossible and got us into our dream home. Andrew is very informative and will keep you updated on how things are going every step of the way. We HIGHLY recommend Andrew and can't thank him enough. If you are thinking about buying a home, the first thing you should do is contact Andrew! P.S. He has the patience of a saint! Especially with my constant questions. If i could give him 10 stars I would!!!
Ryan Johnston
3 months ago
We have worked with ECMB and Rob Jennings for the past few mortages. We have had nothing but smooth and efficient process with no stress. Very responsive questions and guides you through the whole process.
Edna Roberts
6 months ago
I have had the pleasure to have Rob Jennings handle my first mortgage 12 years ago. I continue to count on and trust Rob’s expertise in finding me the best rates and recommendations going forward.
Amanda Shea
6 months ago

Let’s Get Started

Your Mortgage is in Good Hands

  • Step #1 – Schedule an Appointment
  • Step #2 – Find the Right Loan
  • Step #3 – Get Approved

Use Equity to Pay Off Debt and More

Homeowners have the ability to withdraw up to 80% of the current value of their home.

Your mortgage is more than just a house payment. 

Our team helps you explore all your financing options when it comes to mortgage financing or re-financing.

Whether you need access to more money when things are tight, or you’re looking to purchase new investments, we make sure you know all your options.

Don’t tackle debt on your own

With the help of debt and mortgage specialists, you can find the right mortgage for your unique situation

First Time Home Buyers

Debt Consolidation

Refinancing

Mortgage Renewals

CONTACT:

709.300.4518

HOURS:

Monday – Friday

9am – 5pm

OFFICE:

141 Torbay Rd.

St. John’s, NL