Maximize the value of your home with…

Refinancing

If your mortgage no longer fits your life, it’s time to change it.

Refinancing lets you lower payments, access equity, or eliminate debt.

We have over 16 years of experience helping people get the most out of their existing mortgages. Refinancing is a financial opportunity many never take advantage of.

You don’t have to wait until your mortgage term ends to restructure your loan. You can refinance to cover renovations on your home, to reduce payments, build wealth, or consolidate debt.

At Jennings & Associates, we get to know your unique financial situation, and help you develop a plan to meet your needs and save you money.

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Canadian Mortgage Professionals - 2025 Top 75 Mortgage Brokers

BBB
RATING: A+

Canadian Mortgage Professional - Top 75 Brokers 2024

Why do I need a mortgage broker?

Here are some of the benefits of working with Jennings & Associates on Refinancing

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Lower Payments

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Free Up Money

Many people don’t realize that they aren’t locked into the rates available when they first purchased their home. Could your loan be optimized with a refinance?

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Build Wealth

Excellent

5.0

Based on 115 reviews

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John Blackmore

2 weeks ago

You are in good hands with Scott Hynes.

rbc consult

2 weeks ago

Brogan Derrington

2 weeks ago

Took the time to explain all our options and made sure we understood:)

Andrew Collins

3 weeks ago

Very knowledgeable and professional, if you’re looking to talk mortgage talk to Rob

Ian Brown

3 weeks ago

Highly recommend working with Rob for your mortgage needs. He has helped me with a couple of properties and has always done well by my clients as well.

Jaykumar Patel

1 month ago

Best in the game! They are a valuable business partner, they provide best customer experience and quick turnarounds on applications! Highly recommended to anyone looking for a mortgage broker!

Kelly Gosse

2 months ago

I dealt with Scott Hynes and this was my first time using a broker. I would highly recommend. Very informative, super responsive, patience ++ as I had a lot of questions, an overall great experience. I would definitely choose them again next time my mortgage needs renewal. 10+ rating for sure. Can’t thank Scott enough for all his help through this process. Fantastic service all around!

Corey Lynch

2 months ago

I was fortunate to work with East Coast on my initial mortgage and my recent renewal. Scott handled our renewal and listened closely to ensure he presented us with the best options. We felt supported and the tone and care made a potentially stressful experience as enjoyable as possible. If would recommend this brokerage in a heartbeat.

Keri-Anne

3 months ago

December 1st we moved into our forever home with HUGE thanks to Andrew Knee! He was able to do what we thought was impossible and got us into our dream home. Andrew is very informative and will keep you updated on how things are going every step of the way. We HIGHLY recommend Andrew and can't thank him enough. If you are thinking about buying a home, the first thing you should do is contact Andrew! P.S. He has the patience of a saint! Especially with my constant questions. If i could give him 10 stars I would!!!

Ryan Johnston

4 months ago

We have worked with ECMB and Rob Jennings for the past few mortages. We have had nothing but smooth and efficient process with no stress. Very responsive questions and guides you through the whole process.