Maximize the value of your home with…

Refinancing

If your mortgage no longer fits your life, it’s time to change it.

Refinancing lets you lower payments, access equity, or eliminate debt.

We have over 16 years of experience helping people get the most out of their existing mortgages. Refinancing is a financial opportunity many never take advantage of. 

You don’t have to wait until your mortgage term ends to restructure your loan. You can refinance to cover renovations on your home, to reduce payments, build wealth, or consolidate debt.

At Jennings & Associates, we get to know your unique financial situation, and help you develop a plan to meet your needs and save you money.

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Canadian Mortgage Professionals - 2025 Top 75 Mortgage Brokers
Jennings & Associates BBB accredited business profile

BBB
RATING: A+

Best Mortgage brokers in St Johns

BBB
RATING: A+

Canadian Mortgage Professional - Top 75 Brokers 2024

Why do I need a mortgage broker?

Here are some of the benefits of working with Jennings & Associates on Refinancing

 

Lower Payments

Free Up Money

Many people don’t realize that they aren’t locked into the rates available when they first purchased their home. Could your loan be optimized with a refinance?

Build Wealth

Jennings & Associates East Coast Mortgage Brokers
Excellent
5.0
Based on 116 reviews
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YOUR STORY GUY
Brittany Hill has been my Mortgage Broker on several real estate deals now and her level of proffesionalism is beyond anything I've experienced! Brittany always strives to get the very best mortgage and best interest rate for her clients, she has saved me hundreds on my mortgage payment, got me approved on a farm purchase/other deals and Brittany made the process stress free and fun 😁 If you want the best mortgage and the best broker call Brittany Hill from East Coast Mortgage Brokers, she will bring your dreams to life!! 😁😁😁😁😁
John Blackmore
You are in good hands with Scott Hynes.
rbc consult
Brogan Derrington
Took the time to explain all our options and made sure we understood:)
Andrew Collins
Very knowledgeable and professional, if you’re looking to talk mortgage talk to Rob
Ian Brown
Highly recommend working with Rob for your mortgage needs. He has helped me with a couple of properties and has always done well by my clients as well.
Jaykumar Patel
Best in the game! They are a valuable business partner, they provide best customer experience and quick turnarounds on applications! Highly recommended to anyone looking for a mortgage broker!
Jillian Furey
Recently had the pleasure of working with Andrew on the refinance of our home. His support determination and professionalism during the entire process was absolutely amazing. He was always available when a problem popped up and to lend his advice and lead you perfectly through an otherwise stressful process. Andrew is amazing to work with he will do everything he can to help you with whatever you need and make sure things get done efficiently and professionally!
Kelly Gosse
I dealt with Scott Hynes and this was my first time using a broker. I would highly recommend. Very informative, super responsive, patience ++ as I had a lot of questions, an overall great experience. I would definitely choose them again next time my mortgage needs renewal. 10+ rating for sure. Can’t thank Scott enough for all his help through this process. Fantastic service all around!
Corey Lynch
I was fortunate to work with East Coast on my initial mortgage and my recent renewal. Scott handled our renewal and listened closely to ensure he presented us with the best options. We felt supported and the tone and care made a potentially stressful experience as enjoyable as possible. If would recommend this brokerage in a heartbeat.

Let’s Get Started

Your Mortgage is in Good Hands

  • Step #1 – Schedule an Appointment
  • Step #2 – Find the Right Loan
  • Step #3 – Get Approved
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Leverage your mortgage to fit your needs

Are you locked into a high rate? Are you looking to free up more money?

Your mortgage is more than just a house payment. 

Our team helps you explore all your financing options when it comes to mortgage financing or re-financing.

Whether you need access to more money when things are tight, or you’re looking to purchase new investments, we make sure you know all your options.

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Make sure your loan works for you

With the help of mortgage specialists, you can find the right loan for your unique situation.

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First Time Home Buyers

Debt Consolidation

Refinancing

Mortgage Renewals

CONTACT:

709.300.4518

HOURS:

Monday – Friday

9am – 5pm

OFFICE:

141 Torbay Rd.

St. John’s, NL