WE CONSISTENTLY HAVE THE LOWEST INTEREST RATES. 

Don’t Get Trapped in a Bad Mortgage! We’ve helped thousands of clients finance their mortgages and save millions. 

Today's Rates

Let’s Find the Right One for You!

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3-Year Fixed

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5-year variable

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5-year fixed

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Consult a Mortgage Expert

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Understand your Options

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Buy with Confidence

Canadian Mortgage Professionals - 2025 Top 75 Mortgage Brokers
Jennings & Associates BBB accredited business profile

BBB
RATING: A+

Jennings & Associates – East Coast Mortgage Brokers

St. John’s, NL

Looking for the lowest mortgage rates in Newfoundland—without the runaround?

Whether you’re buying your first home, renewing, or refinancing, Jennings & Associates helps you lock in the best possible rate with expert strategy and lightning-fast service. We shop top lenders so you don’t overpay. You get personalized advice, fast pre-approvals, and a mortgage plan that actually works for your life.

Use our Mortgage Calculator under Resources to crunch the numbers or call/text 709‑300‑4518 to book your free consultation today.

Financing a home can be confusing and stressful

This is one of the most important decisions you’ll ever make.

Don’t make it alone.

Buy your home with confidence

You deserve expert guidance, so you can close the deal, knowing you bought the best house for your family with the best loan to meet your needs.

Get Expert Guidance

With over 15 years of experience, you can buy with guidance from the best in the business.

Choose the Right Loan

We get to know you and your unique situation, so you can be sure you choose the best option for your family.

Buy Your Dream Home

Close the deal and settle in to your new home with peace of mind, knowing you got the best rate.

Rob Jennings

Award-Winning Mortgage Broker serving St. John’s, NL

Ranked #15 in Canada(2025)

With 16 years at the top of his game, Rob Jennings isn’t just one of Newfoundland’s most trusted mortgage brokers—he’s one of the best in the country.

In 2025, Rob was ranked #15 on the Top 75 Mortgage Brokers in Canada, a major leap from his #23 spot in 2024. It’s national recognition for what clients across Newfoundland already know: Rob delivers.

As the longest-serving advisor at East Coast Mortgage Brokers and current managing partner, Rob has been the top-producing broker in the firm from 2012 to 2021—leading with strategy, speed, and service that puts banks to shame.

His leadership has earned serious industry attention:

  • Named a “Young Gun” in Canadian Mortgage Professional (CMP) in both 2014 and 2018

  • Ranked in CMP’s Top 20 (Small Market) five of the last six years

  • Helped ECMB earn the title Top Brokerage in Canada in 2017, 2019, 2020, and 2021

But Rob’s not just about numbers—he’s about impact. Under his guidance, ECMB won the Community Impact Award from the St. John’s Board of Trade in 2016, recognizing his deep commitment to the people he serves.

Smart strategy. Proven results. Community-first values.
That’s the Rob Jennings difference.

 

Happy Homeowners

Million+ Dollars in mortgages closed

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Satisfaction Guarantee

From First Time Buyers to Seasoned Investors

We’re here to make the financing process stress-free

Jennings & Associates East Coast Mortgage Brokers
Excellent
Based on 98 reviews
Choosing Rob as my broker was a great decision. Buying a house can be a stressful time and getting the right mortgage is such a key factor and Rob made the experience simple and stress free. Everything was explained and laid out in a very straightforward manner and helped find the correct solution for me and my needs. I would not hesitate to recommend him to anyone I knew and will certainly go back to him for all future mortgage needs.
Rob is amazing! He knows his stuff. He is fabulous to deal with. He founds great rates in a quick time period. I will continue to use Rob Jennings services.
They've helped me get a mortgage and helped again with a refinance. Highly recommend them! 🙂
Great service, friendly staff. Highly recommend Jennings and Associates - ECMB
This is the second time my wife and I have used Rob and his team ,the service was excellent very professional, timely and very informative every step of the way ,we highly recommend Rob and his team at East Coast Mortages, and look forward to an effortless renewal when the time comes .
Super helpful! Replies to text when you have a question and he definitely knows his stuff

Let’s Get Started

Your Mortgage is in Good Hands

  • Step #1 – Schedule an Appointment
  • Step #2 – Find the Right Loan
  • Step #3 – Get Approved

From First Time Buyers to Seasoned Investors

We’re here to make the financing process stress-free

Our experienced team of mortgage specialists have worked with all kinds of buyer situations, and we have a proven track record of finding the best rates to meet each individual buyer’s needs.
First Time Buyers

Build your financial future on a strong foundation

Our team will guide you every step of the way to ensure your first home buying experience goes as smoothly as possible.

Debt Consolidation

Manage your debt with expert financial guidance

Our debt specialists are here to help you explore every financing option, so you can manage your debt with confidence.

Refinancing

Maximize the value of your home

Our mortgage specialists are here to help you explore all your options. See if a refinance is the right fit for you.

Mortgage Renewal

Get the best rate for your renewal

Renewals are a regular part of the mortgage process. Work with a mortgage specialist to get the best deal possible.

Don't worry about whether you're making the right choice on your loan

Get the right home with the mortgage that fits your family’s needs.

First Time Home Buyers

Debt Consolidation

Refinancing

Mortgage Renewals

CALL/TEXT:

709.300.4518

HOURS:

Monday – Friday

9am – 5pm

OFFICE:

141 Torbay Rd.

St. John’s, NL