WE CONSISTENTLY HAVE THE LOWEST INTEREST RATES.
Don’t Get Trapped in a Bad Mortgage! We’ve helped thousands of clients finance their mortgages and save millions.
Today's Rates
Let’s Find the Right One for You!
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3-Year Fixed
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5-year variable
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Consult a Mortgage Expert
Understand your Options
Buy with Confidence
Simplifying Home Financing: Best Mortgage Rates in St. John’s, NL
At Jennings & Associates, clients gain access to expert guidance and some of the best mortgage rates available in St. John’s, NL. As trusted mortgage brokers, we compare multiple lenders to ensure you have real choices and not just the limited options from a single bank. Whether you’re a first-time home buyer looking to get into the market or planning with mortgage renewal services, our team makes the process simple and stress-free. Many homeowners searching for “mortgage services near me” turn to us because they know we deliver solutions that make sense. Our approach is centered on clear communication and proven expertise, providing confidence and peace of mind throughout the process. With thousands of clients served, we’ve built a reputation for honest advice and results that last long after the deal is closed.
Better Mortgage Choices Start Here
We also support clients across Newfoundland who want to explore East Coast mortgages, compare lenders for better refinancing rates, or crunch numbers using our online mortgage calculator. Every buyer’s situation is unique, which is why we take time to explain your options and secure terms that fit your life. From reviewing today’s mortgage rates to finding savings during a refinance, we ensure your financing plan is practical and forward-looking. With one-on-one support, we make sure your mortgage works for you now and well into the future. Call 709-300-4518 today for your free consultation—at Jennings & Associates, your mortgage is always in capable hands.
Jennings & Associates – East Coast Mortgage Brokers
St. John’s, NL
Looking for the lowest mortgage rates in Newfoundland—without the runaround?
Whether you’re buying your first home, renewing, or refinancing, Jennings & Associates helps you lock in the best possible rate with expert strategy and lightning-fast service. We shop top lenders so you don’t overpay. You get personalized advice, fast pre-approvals, and a mortgage plan that actually works for your life.
Use our Mortgage Calculator under Resources to crunch the numbers or call/text 709‑300‑4518 to book your free consultation today.
Financing a home can be confusing and stressful
This is one of the most important decisions you’ll ever make.
Don’t make it alone.
Buy your home with confidence
You deserve expert guidance, so you can close the deal, knowing you bought the best house for your family with the best loan to meet your needs.
Get Expert Guidance
Choose the Right Loan
Buy Your Dream Home
Rob Jennings
Award-Winning Mortgage Broker serving St. John’s, NL
Ranked #15 in Canada(2025)
With 16 years at the top of his game, Rob Jennings isn’t just one of Newfoundland’s most trusted mortgage brokers—he’s one of the best in the country.
In 2025, Rob was ranked #15 on the Top 75 Mortgage Brokers in Canada, a major leap from his #23 spot in 2024. It’s national recognition for what clients across Newfoundland already know: Rob delivers.
As the longest-serving advisor at East Coast Mortgage Brokers and current managing partner, Rob has been the top-producing broker in the firm from 2012 to 2021—leading with strategy, speed, and service that puts banks to shame.
His leadership has earned serious industry attention:
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Named a “Young Gun” in Canadian Mortgage Professional (CMP) in both 2014 and 2018
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Ranked in CMP’s Top 20 (Small Market) five of the last six years
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Helped ECMB earn the title Top Brokerage in Canada in 2017, 2019, 2020, and 2021
But Rob’s not just about numbers—he’s about impact. Under his guidance, ECMB won the Community Impact Award from the St. John’s Board of Trade in 2016, recognizing his deep commitment to the people he serves.
Smart strategy. Proven results. Community-first values.
That’s the Rob Jennings difference.
Happy Homeowners
Million+ Dollars in mortgages closed
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Satisfaction Guarantee
From First Time Buyers to Seasoned Investors
We’re here to make the financing process stress-free
Let’s Get Started
Your Mortgage is in Good Hands
- Step #1 – Schedule an Appointment
- Step #2 – Find the Right Loan
- Step #3 – Get Approved
From First Time Buyers to Seasoned Investors
We’re here to make the financing process stress-free
First Time Buyers
Build your financial future on a strong foundation
Our team will guide you every step of the way to ensure your first home buying experience goes as smoothly as possible.
Debt Consolidation
Manage your debt with expert financial guidance
Our debt specialists are here to help you explore every financing option, so you can manage your debt with confidence.
Refinancing
Maximize the value of your home
Our mortgage specialists are here to help you explore all your options. See if a refinance is the right fit for you.
Mortgage Renewal
Get the best rate for your renewal
Renewals are a regular part of the mortgage process. Work with a mortgage specialist to get the best deal possible.
Don't worry about whether you're making the right choice on your loan
Get the right home with the mortgage that fits your family’s needs.
